refinance mortgage after chapter 13 discharge

chapter 13 Bankruptcy Refinance Loans with FHA – The refinance rates for FHA bankruptcy loans are fixed with no pre-payment penalties. In most cases, first time home buyers with bad credit choose fha over subprime because the interest rates are low and their lending guidelines are aggressive. bankruptcy refinance Loans for Chapter 13 FHA Mortgage after 7 or 11 Bankruptcy Discharge

FHA Refinance Loans: Another Chapter 13 Question – FHA Refinance Loans: Another Chapter 13 Question. We have gotten a large volume of reader questions about refinancing a home while in Chapter 13 bankruptcy. Here’s the latest: "We have current mortgage, never behind on payment. We like to refinance our home mortgage, but we are discharge from Chapter 13 before couple months!

Mortgage Advice > Refinance after chapter 13 – Lender411.com – Refinance after chapter 13.. then you should be eligible for a streamline refinance. Always work with a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories.. FHA will allow only a 1yr of waiting period after discharge and a borrower’s payment.

Mortgage After Bankruptcy? – ZING Blog by Quicken Loans – In the case of applying for an FHA mortgage after a chapter 13 bankruptcy, it just has to be discharged up before you apply. Therefore, you and your girlfriend could apply together. You can get started online through Rocket Mortgage or give us a call at (888) 980-6716.

FHA Loan Waiting Times After Chapter 13 Bankruptcy – Reverse Mortgage or HECM; Short Refinance; fha loan types. Fixed Rate Mortgage (ARM) Adjustable Rate Mortgage. FHA Loan Waiting Times After Chapter 13 bankruptcy.. lender documentation must show two years from the discharge date of a Chapter 13 bankruptcy. If the Chapter 13 bankruptcy has.

Mortgage after chapter 13 – Mortgagefit – I’m going through chapter 13 right now, I’ll be finished with the payment plan in one year. Does the discharge start in a year, when I’m done with the payment plan to the trustee or when I started the payment plan and entered in to chapter 13. I kept my house and make the mortage payments on time.

pre qualify home loan

FAQ on Mortgage Refinancing – There are many reasons a homeowner decides to refinance his property. if you can wait at least 2 years after Chapter 13 has been discharged, and 4 years after Chapter 7 has been discharged. Private.

6 Ways to Refinance Your Home After Bankruptcy | Private. – Chapter 13: Two years from the discharge date, Refinance and get your get your mortgage payments reported on your credit. (To improve your credit.) REFINANCE: Based on the information provided, it seems like an FHA Loan would be a fit for your situation. This would be assuming that it has.