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As your income proof you need to submit your latest salary slip and Form 16. No. Tax benefits are available to borrowers on education loan and housing loan alone. There are no tax benefits on car.

At the time of need, low-income salaried individuals often find it difficult to get personal loans. Those who are CIBIL defaulters. Timely payments of principal and interest with no defaults will.

So before you start shopping around for personal loans, you need to know what credit score you’ll need for. Although you could get one of these no matter your credit score, they are short-term.

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I have NO mortgage payments on my home at all. I own it completely. But, I need a home improvement loan. I am 52, & live on a fixed income. I have poor credit, I think. What type of loan do I get?

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Although it’s possible to qualify for a personal loan with no income, that doesn’t mean it’s a given. Many borrowers may run into a situation where they don’t qualify for a personal loan while they’re unemployed, which can be incredibly challenging if their situation is dire and they need cash now.

What You Do Need. A borrower hoping to obtain a no-income verification loan doesn’t get off completely document-free; he may need to show income tax records for the past two years or a business license or profit and loss statement if he is self-employed.

If you have no or poor credit, and are low income, you can apply to a short term loan program from the FDIC or a non-profit. These loans can help you avoid payday loans. Low income and no credit loans.

Criteria for Online Personal Loans Based on Income No Credit Check These online personal loans do not require a credit check and are based upon the customers’s proof of income. However, there are a few criteria for the personal loans. Must be U.S. residents between the ages of 18 and 65 years old